As a student, sometimes resources are scarce and you need a little assistance to get your semester off to a great start. The Office of Multicultural Student Affairs provides short term book loans to African, Hispanic, Asian and Native American undergraduate students to assist with purchasing books at the beginning of each semester. The book loan program is funded by private donors who are interested in supporting the academic goals of students of color at the University of Miami. Seniors cannot apply for a Book Loan. In order to receive a book loan, you must meet the following criteria.